Driving in Saudi Arabia

Saudi Arabia, the heart of the Middle East, is a country that is rewarding for expats. Although driving in the country can be difficult for some foreigners, it is not too difficult to get on the road.

With the right knowledge and understanding, driving in Saudi Arabia can be a manageable and even enjoyable experience! Keep reading!

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Understanding the Basics

Saudi Arabia’s road network is excellent, and most people use their own vehicles or taxis to get around. Cars drive on the right-hand side of the road in Saudi Arabia. The country’s public transport infrastructure is still developing, making driving the most cost-effective way to get around. However, improvements to public transport are on the up in recent years.

Obtaining a Driving License

• Expats with a valid international driving license can drive in Saudi Arabia for up to three months.
• However, after this period, you will need to obtain a Saudi driving license.
• The process involves a written test, a practical driving test, and a vision test.
• Taking a few driving lessons is recommended to familiarise yourself with local driving rules and customs.

Driving Etiquette

Saudi drivers can be erratic, and the driving culture may be different from what you’re used to. It’s important to be patient and cautious. Always use your indicators when changing lanes or turning, and be aware of other drivers who may not signal their intentions.

Road Safety in Saudi

Road safety is a significant concern in Saudi Arabia, with high rates of accidents and fatalities. Always wear your seatbelt, avoid using your phone while driving, and never drink and drive.

Speed limits are strictly enforced, and there are numerous speed cameras on the roads.

Women Driving in Saudi Arabia

In a landmark move in 2018, Saudi Arabia lifted the ban on women driving. Now, women can drive themselves to work, run errands, and travel freely without needing a male relative or driver. However, it’s important to note that while women are allowed to drive, many still hire a driver or rely on their husbands or male relatives.

Car Maintenance and Fuel

Car maintenance is crucial in Saudi Arabia due to the harsh desert climate. Regularly check your car’s oil levels, tire pressure, and air conditioning system. Fuel is relatively cheap, and most petrol stations are self-service.

Insurance and Documentation

Car insurance is mandatory in Saudi Arabia. Ensure you have comprehensive coverage to protect against any accidents or damage. Always carry your driving license, car registration, and insurance documents when driving.

Car Insurance for Expats in Saudi Arabia

Navigating the roads of Saudi Arabia as an expat can be a thrilling experience, but it’s crucial to ensure that you’re adequately covered by car insurance. The process of obtaining car insurance in Saudi Arabia as an expat can be different from what you’re used to in your home country, but with the right information, it can be a straightforward process.

Insurance Requirements

Car insurance is mandatory in Saudi Arabia, and it’s important to have comprehensive coverage to protect against any accidents or damage¹. Most insurance companies in Saudi Arabia offer car insurance for expats, but you’ll need a valid driver’s license. Depending on your home country, your original license may be accepted, or you can apply for an international driving permit (IDP)².

Insurance Policies

When purchasing car insurance in Saudi Arabia for foreign drivers, standard policy terms are typically six or twelve months. Some insurers offer temporary and shorter policies². If you’re a tourist renting a car, you may get a certain amount of insurance through the rental car company. However, if you’re residing in Saudi Arabia for a longer period, you’ll need an auto insurance policy.

Insurance Providers

There are several insurance providers in Saudi Arabia that cater to the needs of expats. Companies like Clements Worldwide offer international insurance for expats, diplomats, and organizations in over 170 countries. They provide tailored insurance solutions that enable individuals to live and operate anywhere in the world.

Insurance Rates

Insurance rates can vary based on several factors, including the type of vehicle, the driver’s age, driving history, and the level of coverage. It’s advisable to get quotes from multiple insurance providers to ensure you’re getting the best deal.

Claims Process

In the event of an accident, it’s important to contact your insurance provider as soon as possible to report the incident. They will guide you through the claims process, which may involve providing details of the accident, submitting photos of the damage, and getting your vehicle repaired.

Car insurance in Saudi Arabia

Here are four companies that offer car insurance for expats in Saudi Arabia:

1. Tawuniya: Also known as The Company for Cooperative Insurance, Tawuniya is a pioneer in the Saudi Arabian insurance industry. They offer a range of insurance products, including motor insurance..
2. AXA Cooperative Insurance: AXA, a leading insurance company worldwide, offers comprehensive car insurance policies in Saudi Arabia through its cooperative branch.
3. Medgulf: The Mediterranean and Gulf Insurance and Reinsurance Company, or Medgulf, is a leading insurer in the region, providing a variety of insurance services, including motor insurance.
4. United Cooperative Assurance: UCA provides a range of insurance solutions, including comprehensive and third-party motor insurance.

Please note that while these companies offer car insurance, it’s important to contact them directly to confirm their services for expats. Always compare policies and rates to ensure you’re getting the best coverage for your needs.

Acquiring Driving Permits

International male drivers can utilize an International Driving Permit or a foreign license for a duration of up to 12 months while in Saudi Arabia. After this period, it becomes necessary to convert it into a Saudi driving license. Notably, Saudi Arabia has established a license exchange agreement with certain countries, including Germany. Male drivers from these nations need to provide the following documents to the Riyadh traffic police for the exchange:

• The original driving license
• Two photocopies of the driving license
• An officially certified translation of the license into Arabic
• Iqama ID card

For individuals hailing from countries not included in the exchange agreement, the process can be more complex. For detailed information on this procedure, it’s recommended to reach out to the General Department of Traffic, your local consulate, or a local driving school.

Emergency Services

In case of an emergency, the number to call is 112 or 999 (like the UK) for police and 997 for an ambulance. It’s advisable to have these numbers saved in your phone.

Living and driving in Saudi Arabia can be a unique and exciting opportunity for expats. It’s an adventure that can broaden horizons, deepen cultural awareness, and provide the chance for personal growth.

With the right preparation and understanding, you can confidently and easily navigate Saudi Arabia’s roads.